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Our Degree Programs
Establishment
Language of instruction
English
Teaching content
FINANCE
Training officer(s)
A.BURIETZ
Stakeholder(s)
A.BURIETZ, KOWALEWSKI Oskar
Présentation
Prerequisite
-Finance fundamentals
-Introduction to financial markets
-Corporate finance
-Introduction to financial markets
-Corporate finance
Goal
At the end of the course the student should be able to :
- understand the structure and the evolution of the banking industry (Assess the values of the organization in which they work)
- define the role of banks in the financial system and in the economy taking an international perspective (Demonstrate an international mindset)
- describe and assess the quality of banks' financial statements (Demonstrate an expertise on key concepts, techniques and trends in their professionnal field & Be a reference point for expertise-related questions and ambiguities)
- develop a critical view of the banking industry and assess the current issues related to this industry (Predict how business and economic cycles could affect organizational strategy & Appraise the performance of a team)
- understand the structure and the evolution of the banking industry (Assess the values of the organization in which they work)
- define the role of banks in the financial system and in the economy taking an international perspective (Demonstrate an international mindset)
- describe and assess the quality of banks' financial statements (Demonstrate an expertise on key concepts, techniques and trends in their professionnal field & Be a reference point for expertise-related questions and ambiguities)
- develop a critical view of the banking industry and assess the current issues related to this industry (Predict how business and economic cycles could affect organizational strategy & Appraise the performance of a team)
Presentation
This course is an introduction to the banking industry. It is structured around three main topics. It starts with a general description of financial intermediaries (types, role in managing information asymmetry issues, exposure to risks). The second topic is dedicated to the analysis of banks' balance sheet and the importance of the assets and liabilities management. It also adresses banks' challenges with the development of non-traditional banking activities such as loan commitments and securitization. Lasty, we adress the sources of risk in banking with focus on interest risk, credit risk and liquidity risk
We evaluate bank financial statements, and we analyze banks’ lending, funding, capital and investment decisions. We also discuss current events most classes. By the end of the semester, you should have a firm knowledge of the fundamentals of community banking.
Topic 1 - Introduction and description of Financial intermediaries (role of financial intermediaries, information asymmetry issues, risks, types of financial intermediaries)
Topic 2 - Bank balance sheet and income statement including off balance-sheet activities. Analysis of bank financial statement.
Topic 3 - The source of risk in banking with focus on interest rate risk, liquidity risk, and credit risk
We evaluate bank financial statements, and we analyze banks’ lending, funding, capital and investment decisions. We also discuss current events most classes. By the end of the semester, you should have a firm knowledge of the fundamentals of community banking.
Topic 1 - Introduction and description of Financial intermediaries (role of financial intermediaries, information asymmetry issues, risks, types of financial intermediaries)
Topic 2 - Bank balance sheet and income statement including off balance-sheet activities. Analysis of bank financial statement.
Topic 3 - The source of risk in banking with focus on interest rate risk, liquidity risk, and credit risk
Modalités
Organization
| Type | Amount of time | Comment | |
|---|---|---|---|
| Présentiel | |||
| Cours interactif | 16,00 | Theory, Exercises, Cases | |
| Autoformation | |||
| Lecture du manuel de référence | 14,00 | ||
| Travail personnel | |||
| Charge de travail personnel indicative | 20,00 | ||
| Overall student workload | 50,00 | ||
Evaluation
The Assessment will take the form of one case study and one final exam with theoretical and practical questions in which students will be asked to define, apply and use concepts learned in class to develop a critical view of the banking industry. Feedback will be provided to all students at the end of each session regarding their progression on the case study.
| Control type | Duration | Amount | Weighting |
|---|---|---|---|
| Examen (final) | |||
| Examen écrit | 2,00 | 1 | 70,00 |
| Autres | |||
| Etude de cas | 2,00 | 1 | 30,00 |
| TOTAL | 100,00 | ||
Ressources
Bibliography
• Casu, B. Girardone, C. and Molyneux P. (2015). Introduction to Banking. Pearson Education, 2nd edition. Saunders, A. (2015). Financial Markets and Institutions. McGraw-Hill Education, 6th edition. -
• Greenbaum, S. I., Thakor, A. V. and Boot, A. W. A. (2015). Contemporary Financial Intermediation. Academic Press, 3rd edition -
• Mishkin, F. (2013). The economics of money, banking and financial markets. Pearson Education Inc./Addison-Wesley, 10th edition. -
• Calomiris, C. W. and Haber, S. H. (2014). Fragile by design. Princeton University Press. -
• Greenbaum, S. I., Thakor, A. V. and Boot, A. W. A. (2015). Contemporary Financial Intermediation. Academic Press, 3rd edition -
• Mishkin, F. (2013). The economics of money, banking and financial markets. Pearson Education Inc./Addison-Wesley, 10th edition. -
• Calomiris, C. W. and Haber, S. H. (2014). Fragile by design. Princeton University Press. -